Monday, November 14, 2011

Modest Mondays....Mint love

overview and iPhone app
*I have not been paid or incentivized in any way for this post.  The thoughts and opinions expressed here are my own* I'm back for Round 2 of Modest Mondays and thought it might be helpful to divulge a little more about my love/hate relationship with a fun little website known as

I LOVE it because its keeps everything (checking, savings, retirement, credit cards, home value, investments, etc.) in one place, gives me a quick snapshot of our financial situation, allows me to budget and set goals that it will track, gives me all sorts of money-saving ideas, its FREE, reminds me when I have bills due, and because I'm a huge dork - I must admit that it really excites me that I can create cool graphs (because I'm a visual learner) about our financial situation.

I HATE it because when I go over budget in any category I get a nice little email letting me know that I have exceeded my budget.  Talk about a spoiler...or if account balances get low - it reminds you of that too.  Oh...and see it tracks the value of my home and with falling market prices...the news isn't always so good.  
graph love
Seriously though...this little site makes me smile.  I usually check it once a day to make sure all of my financial transactions are properly categorized and lining up in the correct budget line and to see what our net worth is.  It is an Intuit product and claims to have the same security as online baking - I'm no IT expert so don't hold me to that but from everything I've read it seems that they mean what they say.  I've read some reviews that claimed they were slow to respond with problems but when I had a problem with my bank's balance not refreshing they fixed it in a few hours.  

To set everything up it took about 4 hours and it took me a couple weeks to figure out all of the cool things it can do.  It's just really nice to have one place that I always have access to (as well as the hubs) that keeps everything financial together....and did I mention this is FREE!  Oh...and a free app for the iPhone is a plus in my book too.

So there you have it...a quick and dirty of mint.  And if you're looking for something like this or currently paying a monthly fee for something like this...head on over and at least see what they have to offer.



Samantha said...

This looks awesome! I am defnitely going to check it out... I love that it has an app too{makes life SO much easier}!

Thanks for sharing :)

Tami said...

I used to use Mint but haven't logged on a while. I really need to get back to it because it's so much easier than checking multiple accounts. You did a great job describing it- maybe they should pay you! :)

Lindsey said...

I have set up an account. Because of this post, I am going to input everything into it tonight. Sheesh. Maybe it will get Adam out of the (money) funk he is in. I know buying presents for others for Christmas puts a damper on our account, but be nice for once! Grinch.

Andrea said...

I have tried using but I just couldn't figure out how to get it to work properly. Maybe I didn't give it enough time, but my expenses would never go to the right categories. Maybe one day if I have more time I'll take another look.

Natalie said...

Ha ha talk about a spoiler when you get that email. What a great way to keep your budget in check :)

Jennifer S. said...

I love!

Faith said...

what do you need mint for, aren't you your own accountant? :) but seriously- i just recently heard about and have heard its a pretty good site! thanks for sharing your experience!

wallacefamilyblog said...

We signed up recently for mint but havent really used it much. I need to find the time to sit down and set it all up.

Laura @ My Thoughts-Uninterrupted said...

I think I saw you mention this site on twitter last week and I actually went and signed up immediately. It is exactly what I've been needing. Finally I have everything all in one place!

Janna Renee said...

I just heard about this site! It seems awesome!